How do I rent a car if I’m under 21 and don’t have full coverage insurance?
I am planning a trip and need to rent a car at my destination. I have several car companies that are willing to rent a car to me, though I’m 19, but they require full coverage car insurance, which makes sense, but the problem is I just have PLPD insurance. Is there a way I can temporarily purchase full coverage insurance from my car insurance company or what other options do I have for renting this car? Thanks!
I would say for now call your insurance company and ask if they offer something like this.
Also, a good place to check is…
http://www.knowledged.info/go.php?link=insurance
Hope that helps.
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Comments
Comment from Sofa King
Time: November 16, 2008, 10:56 pm
If you have a credit card then you have insurance on rental cars. Most rental companies will rent to 18+, but they charge an extra fee. Make your reservation on expedia for whatever rental agency has the lowest rate. Print out their schedule of fees and take it with you when you pick up the car.
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Comment from Jacie
Time: November 16, 2008, 11:02 pm
Most rental car agencies require you be at least 21 to rent a car, not 18 like someone else said. You can purchase the insurance from the rental agency usually, but I doubt anyone will rent to you… Sorry…
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Needed a rental car at age of 20, and was out of luck
Comment from Bryan - Useless Information Pro
Time: November 16, 2008, 11:02 pm
Hi Trinity,
Great question. While you’ve spoken with several companies, I’ve found that Enterprise is the most reliable in terms of renting to those under 25 years of age. Did you ask any of the car rental companies about their “rental insurance”? All of the major companies offer such insurance given that they encounter folks in your situation frequently. It’s an extra charge on your daily fees. If you didn’t get the opportunity, give them a call back and ask them about the options available and their rates 
Quite honestly, I’m surprised they didn’t try to upsell it to you anyhow!
I hope this helps.
Wishing you and yours the best!
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Comment from Queenie R
Time: November 16, 2008, 11:17 pm
Trinity B, For auto insurance the easiest way to get a cheap quote is do a auto policy comparison. Be sure to choose the same coverage levels, you can get an quick quote to compare against others. Use the same city/state, car make and model, mileage and driving history to make sure you get an apples to apples comparison. To get fast auto insurance quotes, go to http://www.autoadviceonline.com/Auto-Insurance-Quote.html and you can compare all the major auto insurance companies.
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Comment from MICHAEL B
Time: November 17, 2008, 7:13 am
for the situation like yours,I would like to suggest you have a look here http://www.AutoInsuranceIdeas.info/auto-insurance-free.htm
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Comment from Dan W
Time: November 17, 2008, 7:57 am
If you can rentit you can buy their insurance,short -term cheap
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Comment from Paige B
Time: November 19, 2008, 1:57 am
I would say for now call your insurance company and ask if they offer something like this.
Also, a good place to check is…
http://www.knowledged.info/go.php?link=insurance
Hope that helps.
References :
Comment from n_knipp
Time: November 16, 2008, 10:51 pm
well most stats require the age of 21 and a full coverage insurange, so i guess youre stuck unless you change the incurance plan. i wouldnt recommend it anyways. maybe ask a friend for a car?
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